Resource Management


WELCOME TO:

The Resource Management Consumer Helpnet

A directory to help solve financial and consumer problems.


Introduction

Resource Management is a process used by individuals and families to achieve goals.

Resources are whatever is available to be used at any given point in time or situation. Information, time, money, energy, and skills are the resources most often used. These resources help individuals and families shape their values and attitudes, as they strive to reach their goals.

Goals are realized by decision making and problem solving. Essentially, as individuals and families identify their needs and wants through the resource management process, they will realize the full extent of the goals they pursue through planning, implementing and evaluating. Individuals, families and youth will acquire knowledge and develop skills that will enhance their ability to function effectively in the marketplace.

Consumer protection is the process of protecting the interest of consumers through policies.

LifeSmarts the ultimate consumer challenge is an educational opportunity that develops the consumer and marketplace knowledge and skills of teenagers.


Programs in the area of Resource Management include:

LifeSmarts

Objective: To provide an educational opportunity that develops the consumer and marketplace knowledge and skills of teenagers in a fun way and rewards them for this knowledge.

Investor's University

A statewide partnership to promote personal finance and investment education for Alabama citizens between 50 to 65 years-of-age.

The Electronic Fund Transfer (EFT)

Objective: To educate Federal benefit recipients through a financial literacy program about the advantages of having their money sent to their banks via Direct Deposit.

Senior Lifestyles and Fraud

Objective: To educate Seniors about the number one consumer problem in America- fraud. Postal Inspector Link.

Financial Security in Later Life

Objective: To promote self-sufficiency leading to economic security for all consumers and families. Consumer Link

America Saves---Consumer Federation of America

Objective: To educate individuals and families about the importance of saving money, and reducing debt. America Saves is a national campaign that encourages all Americans to build wealth, not debt

Your Future Paycheck-What Women Need to Know

Provides basic information that women need to know about money and planning for their future. WISER (Women's Institute For A Secure Retirement)

Investing for Success--Investment Company Institute

Investing for Success is a partnership of the National Urban League, the Coalition of Black Investors-Investment Education Fund and the Investment Company Institute Education Foundation that is designed to address an "investment knowledge gap" between African Americans and the U.S. population at large.

Legal Checkup Seminar-Are You Legally Healthy

A confidential workbook and a seminar conducted by a local Legal Services Network (LSN) attorney in cooperation with the Alabama Cooperative Extension System. The workbook includes a legal health assessment, questions, and explanations. AARP Legal Services Network

Alabama Jump$tart Coalition for Personal Finance

Alabama Jump$tart Coalition seeks to increase financial literacy for all youth in grades K-12 by collaborating with other organizations in Alabama to promote financial literacy. The Alabama Cooperative Extension System is a partnering organization.

Youth Financial Literacy in Alabama

Alabama Council on Economic Education

JumpStart

NEfE High School Financial Planning Program

NEFE Teen Resource Bureau

 

 

Financial Literacy Day at the 2007 Summer Conference
for Business and Marketing Education Teachers


Metro News... Articles

10 Tips to Avoid Investment Fraud

Credit Protection: Watch Carefully

Cropping Your Debt

Electronic Transfer Account

Federal Benefit Security Cardholders in Alabama Must Make Changes by July10

Financial Literacy for Youth Month

Five Worst Teen Jobs for 2002

Helpful Strategies for Family Financial Planning

IRS to Launch EITC Pilot Program

Money Management Mistakes by Young Adults

New Financial Literacy Commission to Help Consumers

New Trends with Credit and Credit Reports

Options for the Pink Slip

Organizaing Family Dollars

Planning for Retirement in Hopes of a Secure Future

Specialist Receives Grants to Promote Personal Finance Education

Spending Wisely for the Holidays

The Pros and Cons of ATM Banking

What Kids Should Know About Money

Wise Holiday Spending to Children & Teens


Publications

UNP 34 ­ Pocket Money Tracker

UNP 37 ­ Fraud & the Internet: Online Shopping

UNP 38 ­ Encouraging Seniors to Say No to Telemarketing Fraud

UNP-39 - Fraud & Scams Cost Money

UNP 40 ­ Get to Know Your Basic Consumer Rights

UNP-41 - Rip-offs and Fraud Cost Money

UNP-42 - Senior Money Management Problems: Implications for Caregivers

UNP-43 - Stress Busters: 14 Timely Tips for Stress Management

UNP-44-a ­ Information Guide: Credit [English translation of a Spanish publication with Juana I. Macías, Multi-County Agent]

UNP-46-a ­ Information Guide: Banking Services [English translation of a Spanish publication with Juana I. Macías, Multi-County Agent]

UNP-51 - Time Mangement

UNP-53 - Daily Money Management Guide for Caregivers

UNP-74 - Money Management Calendar

UNP-75 - If You Can't Pay Your Bills

UNP-76 - Debt Consolidation


Useful Links

Family Financial Management--Links to State Agencies, Government Agencies, and Other Agencies.

Consumer Education--Links to State Agencies, Government Agencies, and Other Agencies.

News Articles--Link to Alabama Cooperative Extension System's database of News Articles.

Children & Money--Links to agencies.


Complaints

The Ten Leading Consumer Complaints

Interested in Filing A Complaint?

Lead Contact: Dr. Bernice B. Wilson AFC, CFCS,
Resource Management Specialist
P.O. Box 967
Normal, AL 35762
(256) 372-4969


Issued in furtherance of Cooperative Extension work, Acts of May 8 and June 30, 1914, in cooperation with the U.S. Department of Agriculture, by the Alabama Cooperative Extension System (Alabama A&M University and Auburn University).

State Perspective | EXTENSION Homepage


Page was last updated:
28 August 2007