Share
Contribute to 4-H
In an era of economic uncertainty, Extension is working to provide Alabamians of all ages and economic background with practical, research-based knowledge and skills they need to make sounder financial choices – choices that, in turn, contribute to stronger, happier families.
Family and Health: Finances News
Governor Robert Bentley Proclaims Feb. 25 through March 2 as Alabama Saves Week
Governor Bentley Proclaims Feb. 25 through March 2 as Alabama Saves Week. The Alabama Cooperative Extension System and the Alabama... more
Save at Work By Making the Most of Your 401k Plan
One of the easiest ways to build wealth quickly is to take advantage of a workplace retirement plan where your... more
Five Saving Strategies to Help You Start Saving in 2012
The personal saving rate in America is near zero. Most Americans are not saving adequately for retirement, and most lower-income... more
Tips to Take Control of Credit Cards and Debt
For some of us, it is a struggle to manage our credit card balances and other debt. Okay, don't be... more
Make Saving Automatic
It can be hard to put aside money for savings. But there is an easy way to save money... more
Saving Through Car Purchases
Cars are expensive to purchase and maintain. American households spend, on average, more than $8,000 on car purchases and maintenance... more
Alabama Governor Robert Bentley Proclaims Feb. 19 through 26 as Alabama Saves Week.
During Alabama Saves Week, Alabama Cooperative Extension System agents and its Alabama Saves Coalition partners expand their efforts to increase... more
The Power to Save Money Is In Us All
Saving money, improving your financial life and building wealth starts when you set a goal and make a plan to... more
Are You an Alabama Saver? Start Now!
The Alabama Cooperative Extension System and its Alabama Saves Coalition members are preparing for Alabama Saves Week Feb. 19 through... more
You Can Be Debt Free
Personal debt is the total of all nonmortgage debt for which you are responsible. This includes credit cards, medical bills, car payments, student loans, and other short-term loans. Using credit today may mean having less money available for next month's expenses. All too often, a reduction in cash is met by an increase in credit use.
Credit is an easy trap. Unplanned decisions about how we spend our limited cash resources and careless use of credit can limit our financial freedom. Credit advertisements would have us believe that with credit we can "have it all, right away!" But depending on credit can slowly rob us of our financial freedom.
Have you taken a close look at your spending lately? Do you find yourself charging items that used to be cash purchases? Do you make only minimum payments to creditors or skip payments when allowed? Have you requested increases in credit lines or been turned down on recent credit applications? Have you considered making a consolidation loan? Have you considered filing for bankruptcy? more...
