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Finances

In an era of economic uncertainty, Extension is working to provide Alabamians of all ages and economic background with practical, research-based knowledge and skills they need to make sounder financial choices – choices that, in turn, contribute to stronger, happier families.

Family and Health: Finances News   RSS

The Journey of Aging is theme for Madison County SAI on October 9

The Alabama Cooperative Extension System at Alabama Agricultural and Mechanical University will host its thirteenth Successful Aging Initiative in Madison County... more

Annie's Project in Walker County

​Annie’s Project is a six-session intensive agri-business management seminar for women with a passion for business and involvement, and a... more

NTFPs Please!

​Non-Timber Forest Products Fall Webinar Series … This series will be a great... more

Five Steps Toward Financial Wellness

Your County Extension Office Offers Actionable Tips for Improving Finances … April is... more

Save Automatically

It can be hard to put aside money for savings. But, there are easy ways to save money without ever... more

9 Tips to Help You Pay off High Interest Debt

Unfortunately, too many consumers have found out the hard way that paying off high interest debt can be a daunting... more

It’s America Saves Week: Are You Financially Prepared for an Emergency?

Happy America Saves Week! The week is your annual opportunity to take action and either begin to save or add... more

America Saves Week is Feb. 24-March 1

America Saves Week is a time to review your finances, decide what you want to save for, and set up... more

Two-Generation Farm Business Workshops Scheduled for February

​For many families working to transfer a farming operation … from one generation to... more

Extension Offers Webinar on How Identity Theft Can Affect Businesses

The Alabama Cooperative Extension System in partnership with the National Federation of Independent Businesses, has produced a webinar on Identity... more


You Can Be Debt Free

Cutting up a credit card Personal debt is the total of all nonmortgage debt for which you are responsible. This includes credit cards, medical bills, car payments, student loans, and other short-term loans. Using credit today may mean having less money available for next month's expenses. All too often, a reduction in cash is met by an increase in credit use.

Credit is an easy trap. Unplanned decisions about how we spend our limited cash resources and careless use of credit can limit our financial freedom. Credit advertisements would have us believe that with credit we can "have it all, right away!" But depending on credit can slowly rob us of our financial freedom.

Have you taken a close look at your spending lately? Do you find yourself charging items that used to be cash purchases? Do you make only minimum payments to creditors or skip payments when allowed? Have you requested increases in credit lines or been turned down on recent credit applications? Have you considered making a consolidation loan? Have you considered filing for bankruptcy?   more...

Small Steps to Health and Wealth