Good money management is a habit. Successfully managing money takes a little effort and consistency. The Weekly Income, Saving & Expenses (WISE) Money Management Calendar is a financial management tool for you and your family. Use the WISE calendar throughout the entire year or for short-term planning during the year. The calendar’s purpose is to help you plan and monitor your income, savings, and expenses. The calendar can help you do the following:

• Track monthly income, savings, and expenses
• Set, meet, and adjust specific, measurable, action-oriented, reachable, and time-bound (SMART) financial goals
• Manage, plan, and track debt
• Prepare for planned and unexpected expenses
• Develop a monthly money plan (budget)
• Remember payment and due dates
• Plan for grocery shopping and dining out
• Keep financial records for tax purposes

The worksheets in the calendar are designed to help you reach your money goals. Find additional money management resources on the Alabama Extension website at www.aces.edu/go/WiseMoney.

Human Sciences Extension, a unit of Alabama Extension, offers WISE 101, a one-hour workshop designed to teach participants how to best use the WISE Money Management Calendar. For more information about WISE 101 and other personal financial resource management educational programs, workshops, and publications, visit www.aces.edu.

2026

Download a PDF of WISE Money Management Calendar 2026 (English), FCS-2913.

2025

Download a PDF of WISE Money Management Calendar 2025 (English), FCS-2837.

Download a PDF of WISE Money Management Calendar 2025 (Spanish), FCS-2837-S.

The Alabama Cooperative Extension System (Alabama A&M University and Auburn University) is an equal opportunity educator, employer, and provider. If you need a reasonable accommodation or language access services, contact Portia Johnson at plj0009@aces.edu.

Meet Our Personal Finance Team

Making life better for all Alabamians! Human Sciences Extension is dedicated to improving the health and well-being of individuals and families across the state. Our professionals deliver research-based programs and resources related to financial literacy, nutrition, diet, health and wellness, family relationships, and career readiness. These programs and resources help Alabamians develop essential skills to enhance their quality of life.

From left: Russell Lowe, Renee´ Vines, Jamie Crouch, Cynthia Tucker, Angela Taylor, Portia Johnson, Patricia Smith, Tyler Thompson

Professional Highlight: Extension Agent Cynthia Tucker

Cynthia Tucker is a Human Sciences Extension agent specializing in financial management. She serves Autauga, Bibb, Chilton, Elmore, Jefferson, Lowndes, Montgomery, Shelby, and St. Clair Counties, delivering programs that promote financial literacy and overall well-being.

With a passion for empowering individuals and families, Cynthia focuses on helping people achieve total health by developing essential financial skills and practices. She brings more than 15 years of experience in banking and finance, along with four years in career and technical education.

Cynthia holds a bachelor of science in business administration with a concentration in finance from Walden University and a master’s in education from Auburn University. She is a Certified Extension Educator, Certified Workforce Development Professional, and a Certified Pre-Purchase Homeownership Educator.

Cynthia extends her passion for financial empowerment as the cocreator and cohost of the Alabama Money Podcast. The Alabama Money Podcast is a consumer’s one-stop shop for all things finances, aiming to make financial literacy easy to grasp for busy families with finance facts fun and fast. New episodes air each spring and cover a variety of essential money topics, such as buying a home, managing utility costs, and financing higher education. To gain practical, actionable financial insights, tune in to the Alabama Money Podcast at www.aces.edu/go/ALMoney or on your favorite platform—and take the next step toward achieving total financial well-being.

Portia Johnson, Extension Specialist, Assistant Professor; Theresa Jones, former Regional Extension Agent; Catundra Walton, Executive Support Assistant; and Angela Taylor, Extension Agent, Financial Management, all in Human Sciences Extension, Auburn University.

Revised October 2025, WISE Money Management Calendar, FCS-2913