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The coronavirus (COVID-19) has many of us reevaluating our priorities. Whether you are still working or unemployed during this pandemic, take the opportunity to evaluate your situation and how you can use this time wisely. Setting goals can help you stay focused and work toward the things in life you want to achieve. Creating SMART goals is a great way to develop a plan and stick with it.

SMART goals give you a clear direction on what you want to achieve, a plan to achieve it, and when you want to achieve it. Below are details about each step. Make sure that you write down your SMART goals so you can see them daily.

  • S-Specific. Be specific when writing your goal. Make sure that you describe exactly what it is you want to achieve.
  • M-Measurable. Your goal should be measurable. Will you be able to tell when you achieve the goal you set?
  • A-Action Oriented. Decide what actions need to be taken to achieve your goal. Consider the steps you need to take in order to reach your desired destination.
  • R-Realistic. Be realistic. When setting your goals, be realistic when deciding what you are trying to achieve and how long it will take you. Don’t set yourself up to fail.
  • T-Time Bound. When setting a goal, make sure that you write down an exact date of when you want to achieve the goal.

Many will be receiving a stimulus check in the next few weeks. This is a great opportunity to create a SMART goal and decide what you want to do with the money. Some possibilities are putting the money in savings, paying bills, or splitting it up for necessities. Make sure that you write down your goal and be sure that it is a SMART goal.

Remember, a SMART goal can be used for any type of goal in life, not just a financial goal. Now is a great time to make positive changes in your life by creating SMART goals to give you a plan to strive toward. Whether it is changing your financial situation, improving your eating and exercise habits, or starting a new hobby, such as planting a garden, learning how to play a new instrument, or just spending more quality time with your family, start by making a plan and make sure it is SMART.

Specific. Measurable. Action Oriented. Realistic. Time Bound. Now is also a good time to get your kids involved and have them create their own SMART goals. Discuss their interests and listen to their ideas.

Gaining and maintaining focus is important at this time. SMART goals help keep us motivated, give us things to work toward, and help us succeed in reaching our dreams. Develop the habit of creating SMART goals and continue to use this skill when this pandemic is over.

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